A despicable Halloween tale...

Hester always likes Halloween mail (except for that one year when I sent sickening envelopes made from a zombie calendar), so I'm always on the lookout for something fun to send her.

This year it was a great coffin-shaped ad for ghost tours here in town.

Not too long after I sent it, came this excellent postcard featuring a somewhat unhappy stock market pumpkin (not to mention perfect timing given this week's stock market falls).

The despicable part isn't the ghostly tours, and it isn't the drastic market drops. What is it? 

Hester says it all...